You know how you want to invest. Now put the pros to work for you. We’ll build and manage a portfolio of hundreds of stocks, looking for tax savings along the way.
Minimum investment $5,000{footnote1}
For illustrative purposes only
How we make investing in stocks easier
Professionally managed
Our team chooses the stocks for your portfolio then makes all the trades, keeping you informed along the way.
Tax savings
We use tax-smart investing strategies{footnote2} designed to help you keep more of what you earn. Over 95% of clients have had their advisory fees covered by these tax savings.{footnote3}
Already have a Fidelity account? We may be able to convert it to a Fidelity Managed FidFolios® account to help you invest faster.
Start by telling us why you’re investing and we’ll show you some options
Here are the available strategies based on your selection
We offer both actively managed and index-based options. Select one to explore additional details.
Actively managed strategies—seeks to beat a benchmark
What is active management?
An active management approach is designed around a specific investment objective, such as outperforming an index or producing dividend income, where the investment team actively researches and selects stocks they believe will help them achieve these objectives.
U.S. Large Cap
Seeks to outperform the S&P 500® by investing in an actively managed portfolio of U.S. stocks.
Advisory fee: 0.40%, or $20 for every $5,000 you have invested{footnote4}
Take the first step by exploring our strategies
We offer options for both taxable and retirement accounts.
Need help refining your search?
Choose from the options below and we'll show you strategies to consider that match your selections.
Actively managed strategies—seeks to beat a benchmark
What is active management?
An active management approach is designed around a specific investment objective, such as outperforming an index or producing dividend income, where the investment team actively researches and selects stocks they believe will help them achieve these objectives.
Advisory fee: 0.70%, or $35 for every $5,000 you have invested{footnote4}
U.S. Large Cap
Seeks to outperform the S&P 500® by investing in an actively managed portfolio of U.S.stocks
We offer options for both taxable and retirement accounts.
Need help refining your search?
Choose from the options below and we'll show you strategies to consider that match your selections.
Active management
Direct indexing
Actively managed strategies—seeks to beat a benchmark
What is active management?
An active management approach is designed around a specific investment objective, such as outperforming an index or producing dividend income, where the investment team actively researches and selects stocks they believe will help them achieve these objectives.
Advisory fee: 0.70%, or $35 for every $5,000 you have invested{footnote4}
U.S. Large Cap
Seeks to outperform the S&P 500® by investing in an actively managed portfolio of U.S.stocks
How is this different from a mutual fund or ETF?{footnote5}
Key features{footnote5}
Exchange traded funds (ETFs)
Mutual funds
Fidelity Managed FidFolios®
Professional portfolio management
Low investment minimums available
Customized holdings{footnote6}
--
--
Make it your own
Know what stocks you own
--
--
Personalized tax strategies in taxable accounts
--
--
Designed to help you keep more of your money
Simplicity of owning one holding
--
Exchange traded funds (ETFs)
Mutual funds
Fidelity Managed FidFolios®
Professional portfolio management
Low investment minimums available
Customized holdings{footnote6}
--
--
Know what stocks you own
--
--
Personalized tax strategies in taxable accounts
--
--
Simplicity of owning one holding
--
How we can invest for you
Direct indexing
Video Player is loading.
Loaded: 0%
0:00
Duration -:-
captions settings, opens captions settings dialog
captions off, selected
English
subtitles off, selected
Chapters
1x
2x
1.75x
1.5x
1.25x
1x, selected
0.75x
0.5x
0.25x
This is a modal window.
The media could not be loaded, either because the server or network failed or because the format is not supported.
Beginning of dialog window. Escape will cancel and close the window.
End of dialog window.
Actively managed
Video Player is loading.
Loaded: 0%
0:00
Duration -:-
captions settings, opens captions settings dialog
captions off, selected
English
subtitles off, selected
Chapters
1x
2x
1.75x
1.5x
1.25x
1x, selected
0.75x
0.5x
0.25x
This is a modal window.
The media could not be loaded, either because the server or network failed or because the format is not supported.
Beginning of dialog window. Escape will cancel and close the window.
End of dialog window.
Best Online Brokers for Advisory Services7
Aug. 2023
Fidelity was ranked No. 1 for advisory services out of ten online brokers in their annual online brokers and trading platforms survey.
Research conducted from Jun. to Jul. 2023. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser, for a fee. Brokerage services provided by Fidelity Brokerage Services LLC (FBS).
Frequently asked questions
Fidelity Managed FidFolios® are a type of digital separately managed account designed for clients who are looking to own a professionally managed portfolio of stocks. When you enroll in Fidelity Managed FidFolios, you’re hiring a team of experienced professionals to take care of the day-to-day investment decisions, based on the strategy you select that's personalized around your investment preferences. Here's some of what this team of professionals will do for you:
Build your portfolio, based on an approach you've selected and certain investment preferences you've provided. Note that you may exclude up to five individual stocks or two industries in your account.
Buy and sell investments in your account to maintain the investment approach you've chosen.
Use fractional shares to build a portfolio which seeks to meet a specific investment objective, which will vary by strategy.
Invest any money you add to your account over time according to the investment approach you've chosen.
Apply tax-smart investing techniques where it makes sense.††
Keep you informed as to how your account is performing.
All of your experience with Fidelity Managed FidFolios® takes place online—including providing information about yourself, communicating your investment preferences, opening your account, and tracking the holdings in your account.
Fidelity Managed FidFolios® strategies do not come with an advisor. All account activities, including opening your account and making updates to your preferences, take place online.
The fee‡‡ for Fidelity Managed FidFolios® is based on the value of the assets in your account and an annual advisory fee rate of the strategy you choose, for which you will be billed quarterly in arrears. Note that when we make trades in your account you will not be charged any commissions.
The fee‡‡ for Fidelity Managed FidFolios® is calculated quarterly in arrears and automatically deducted from your account each quarter.
Fidelity Managed FidFolios® will send regular electronic communications to keep you informed as to what we're doing on your behalf. These include notifications whenever we buy or sell stocks in your portfolio. We'll also provide monthly statements that summarize all account activity for the prior month and a summary of your account balance.
1. There is no minimum required to open an account; however, in order for us to invest your money according to the investment strategy you've chosen, your account balance must be at least $5,000. Until you reach that balance, any securities used to fund your account will be unmanaged, and any cash deposited into your account will be invested in your core money market fund. Your account may be closed if that balance is not reached. 1. There is no minimum required to open an account; however, in order for us to invest your money according to the investment strategy you've chosen, your account balance must be at least …2. Tax-smart investing strategies, including tax-loss harvesting, are applied in managing certain taxable accounts on a limited basis, at the discretion of the portfolio manager, Strategic Advisers LLC (Strategic Advisers), primarily with respect to determining when assets in a client's account should be bought or sold. Assets contributed may be sold for a taxable gain or loss at any time. There are no guarantees as to the effectiveness of the tax-smart investing strategies applied in serving to reduce or minimize a client's overall tax liabilities, or as to the tax results that may be generated by a given transaction. 2. Tax-smart investing strategies, including tax-loss harvesting, are applied in managing certain taxable accounts on a limited basis, at the discretion of the portfolio manager, Strategic Advisers LLC (Strategic Advisers), primarily with respect to determining when assets in a client's account should be bought or sold. Assets contributed may be sold for a taxable gain or loss at any time. There are no guarantees as to the effectiveness …3. Tax savings will vary from client to client and past performance is no
guarantee of future results; there is no guarantee that tax savings will cover the net advisory fee now or in
the future. Factors that could impact the value of our tax-smart investing strategies include market
conditions, the purchase date and cost basis of any securities used to fund an account, client-imposed
investment restrictions, client tax rate, and any changes in tax regulation. This analysis is based on
performance of all investment strategies offered in Fidelity Managed FidFolios® and substantially similar
strategies offered through Fidelity® Strategic Disciplines from 08/01/2015 through 12/31/2023. The analysis
includes identifying the total amount of capital gains tax savings for each individual client account, and the
total amount of net advisory fees paid for each individual client account (accounts that did not pay a fee
were excluded from the analysis). We estimate potential capital gains tax savings by multiplying each
harvested tax loss by the relevant short- or long-term capital gains tax rate for each client account at the
end of each year. Our analysis assumes that any losses realized are able to be offset against gains realized
inside or outside of the client account during the year realized. However, all capital losses harvested in a
single tax year may not result in a tax benefit for that year. Remaining unused capital losses may be carried
forward to offset up to $3,000 of ordinary income per year.3. Tax savings will vary from client to client and past performance is no
guarantee of future results; there is no guarantee that tax savings will cover the net advisory fee now or in
the future. Factors that could impact the value of our tax-smart investing strategies include market
conditions, the purchase date and cost basis of any securities used to fund an account, client-imposed
investment …4. The advisory fee does not cover charges resulting from trades effected with or through broker-dealers other than Fidelity affiliates, mark-ups or mark-downs by broker-dealers, transfer taxes, exchange fees, regulatory fees, odd-lot differentials, handling charges, electronic fund and wire transfer fees, or any other charges imposed by law or otherwise applicable to a managed account. Investors will also incur underlying expenses, if any, associated with the investment vehicles selected for the account. 4. The advisory fee does not cover charges resulting from trades effected with or through broker-dealers other than Fidelity affiliates, mark-ups or mark-downs by broker-dealers, transfer taxes, exchange fees, regulatory fees, odd-lot differentials, handling charges, electronic …5. Keep in mind that investing, including investing in Fidelity Managed FidFolios®,
mutual funds, or ETFs,
involves risk.
They are subject to market fluctuation and the risks of their underlying investments. You may gain or lose
money. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower
than their NAV, and are not individually redeemed from the fund. ETFs and mutual funds are subject to
management fees and other expenses. In addition to any underlying expenses associated with an investment
vehicle, Fidelity Managed FidFolios® are also subject to an annual advisory fee. Fidelity Managed FidFolios®
charge a gross advisory fee of 0.40% or 0.70%, depending on the strategy selected. The total fees and
expenses applicable to mutual funds and ETFs are generally lower than those associated with Fidelity Managed FidFolios®.
For more information on the specific fees and expenses associated with Fidelity Managed FidFolios®,
or a specific mutual fund or ETF, please speak with your investment
professional.5. Keep in mind that investing, including investing in Fidelity Managed FidFolios®,
mutual funds, or ETFs,
involves risk.
They are subject to market fluctuation and the risks of their underlying investments. You may gain or lose
money. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower
than their NAV, and are not individually redeemed from the fund. …
6. You may exclude up to five individual stocks or two industries in your account.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money. This account type is a single asset class that offers a concentrated exposure. Please note, Fidelity recommends clients diversify and rebalance their investments across multiple asset classes, sectors, and issuers in an effort to reduce the investment risk associated with holding concentrated investments. Keep in mind however, that diversification and asset allocation do not ensure a profit or guarantee against loss. This account type is a single asset class that offers a concentrated exposure. Please note, Fidelity recommends clients diversify and rebalance their investments across multiple asset classes, sectors, and issuers in an effort to …
Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in stock involves risks, including the loss of principal. Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks.
The Fidelity U.S. Large Cap Index® is a float-adjusted market capitalization–weighted index designed to reflect the performance of the stocks of the largest 500 U.S. companies based on float-adjusted market capitalization.
The Fidelity Developed International ex-North America Focus Index (Net) is a float-adjusted market capitalization–weighted index designed to reflect the performance of the developed international equity market, including large-capitalization stocks. Index returns are adjusted for tax withholding rates applicable to U.S.-based mutual funds organized as Massachusetts business trusts.
The Standard & Poors 500® Index is a float-adjusted market capitalization–weighted index designed to reflect the performance of the stocks of the largest 500 U.S. companies based on float-adjusted market capitalization. The Standard & Poors 500® Index is a float-adjusted market capitalization–weighted index designed to …
The MSCI EAFE Index (Net MA Tax) is a float-adjusted market capitalization–weighted index designed to reflect the performance of the developed international equity market, including large-capitalization stocks. Index returns are adjusted for tax withholding rates applicable to U.S.-based mutual funds organized as Massachusetts business trusts. The MSCI EAFE Index (Net MA Tax) is a float-adjusted market capitalization–weighted index designed to …
The Fidelity U.S. Total Investable Market Index is a float-adjusted market capitalization-weighted index designed to reflect the performance of U.S. equity market, including large-, mid- and small capitalization stocks.
The Fidelity U.S. Low Volatility Focus Index represents the performance of a broad range of U.S. equities that in the aggregate have lower volatility relative to the broader U.S. equity market.
Indexes are unmanaged. It is not possible to invest directly in an index. Securities indices are not subject to fees and expenses typically associated with managed accounts or investment funds.
Fidelity Managed FidFolios® and Fidelity® Strategic Disciplines are advisory services offered by Fidelity
Personal and Workplace Advisors LLC (FPWA), a registered investment adviser, for a fee.
Fidelity Managed FidFolios® includes the Environmental Focus Strategy, the U.S. Large Cap Index Strategy, the
International Index Strategy, the U.S. Total Market Index Strategy, the U.S. Low Volatility Index Strategy, the
Dividend Income Strategy, the U.S. Large Cap Strategy, and the International Strategy. Brokerage services provided by Fidelity
Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC
(NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.
FPWA has engaged Strategic Advisers LLC, a registered investment adviser and a Fidelity Investments company, to
provide the day-to-day discretionary portfolio management of Fidelity Managed FidFolios® accounts, including
investment selection and trade execution, subject to FPWA’s oversight.
Effective March 31, 2025, Fidelity Personal and Workplace Advisors LLC (FPWA) will merge into Strategic Advisers LLC (Strategic Advisers). Any services provided or benefits received by FPWA as described above will, as of March 31, 2025, be provided and/or received by Strategic Advisers.
FPWA and Strategic Advisers are Fidelity Investments companies.
