University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. The company offers checking, NOW, savings, money market, time deposit, and certificates of deposit accounts. Its consumer loans include home equity, short term, automobile, personal, and recreational vehicle loans, as well as home equity lines of credits; SBA, commercial real estate, equipment, and other instalment loans; as well as working capital lines of credit. In addition, the company offers foreign currency exchange; reverse mortgage; online banking and bill pay; online reorder checks; wire transfer; and courier services, as well as credit card and ATM services. Further, the company provides life, health, property, and casualty insurance products, as well as investment products, including annuities. University Bancorp, Inc. was founded in 1890 and is based in Ann Arbor, Michigan.